Ed Rempel
Financial Planner

Ed Rempel is a strategic Financial Planner who built his practice by providing his clients with solid, comprehensive financial plans. Ed is in high demand; he has written numerous articles, trained many financial advisors and is considered the “Smith Manoeuvre” expert in the Toronto area. He has received accolades from Frasier Smith in his book “The Smith Manoeuvre” for customizing this strategy for hundreds of clients.

Ed’s financial career began as an accountant after earning his Certified Management Accounting (C.M.A.) degree in 1984. He worked in this capacity for 20 years including 12 years as Controller for Simmons Canada. His extensive experience in tax and finance gave him the impetus to launch his practice as a financial planner to help others benefit from his knowledge.

In 1994, Ed began his financial planning career with W.H. Stuart and Associates. He completed his Certified Financial Planning (CFP^®) degree in 1997. Within a year Ed was promoted to Vice-President of Major Accounts. In addition to working directly with clients, he was responsible for developing training courses about mutual funds and financial planning. He personally trained 216 financial advisors at Ontario's 5 largest credit unions. The extensive research involved in creating those courses fostered unique philosophies that are proving to be extremely beneficial to his clients today.

Ed is a strategy enthusiast; constantly reading and learning all he can about financial planning and investing. In his travels, he has met many advisors and brokers that still believe in what he calls "conventional wisdom". Ed believes this conventional wisdom is a formula for poor performance and has created strategies like “Rempel Maximum” and “Debt Miracle” to give his clients the best results possible. He has assembled a hand-picked team to collaborate and strategize on each client case. They are equipped with the best training, software and processes to consistently deliver stellar results for his clients’ financial plan. Ed and Ann provide their services through Armstrong and Quaile Associates, a friendly, mid-sized dealership employing the latest technology and software to help clients.

Having become an authority on the Smith Manoeuvre and financial planning Ed’s articles and comments can be found on numerous web pages and blogs just by searching “Ed Rempel”. Ed is a guest author on the Million Dollar Journey – one of the most popular financial blogs in Canada.

Rob Hof
Financial Planner

Very early in his life, Rob began to show his true entrepreneurial spirit. From humble beginnings selling Dungeons and Dragons books in grade school, to building a leading Internet Services company and planning international data networks, his varied career has been characterized by planning and executing on niche business opportunities.

In 2007, Rob returned from a three year contract in Bermuda, and was quickly reminded of the high tax burden faced by Canadians. Vowing to do everything within the law to minimize his taxes, Rob began scouring the Internet for ways to improve his personal situation. While searching, he found Ed Rempel’s articles and blogs, and saw an immediate synergy.

Rob’s involvement with Ed Rempel and Associates began as a client, but both he and the company quickly determined that his passion for creating plans could be refocused, helping Team Rempel’s client base with their varied financial goals.

Rob graduated from the University of Windsor with a Bachelor of Arts degree in Media Communications and is currently studying for his CFP^® designation.

Ann Hetram
Life Coach

Ann Hetram graduated from Queen's University with a degree in Math and Computer Science. She held various management positions in the manufacturing industry for 15 years while helping Ed build his financial planning practice on weekends and evenings.

In 1998 Ed's business became too large to be managed by only one person. Ann joined the business. The practice continues to grow and today clients are served by a team of specialists under Ann’s supervision. Her main function is to provide life coaching to clients who want to enhance their lives.

Ann’s passion is observing and understanding people to help them achieve their personal goals. Ann’s experience as an instructor for Dale Carnegie in "Effective Speaking and Human Relations" has enabled her to help hundreds of individuals and professionals by coaching them to their next level of personal development. To deepen her knowledge of this subject she completed a Co-Active Coaching program, a technique that allows her to get in step with individuals quickly and effectively.

Coaching combined with financial planning has proven to be an excellent combination for Ed and Ann's clients. Clients are able to discover what they really want in life and build confidence to stick with their goals.

Harvinder Arneja, C.S.C, P.F.P

Harvinder has been with Team Rempel since 2006. She brings to the team an extensive knowledge of banking acquired from her 12 years experience at Bank of Montreal. Harvinder is passionate about learning. In addition to courses in banking, customer service, investments and lending at BMO, she continues to expand her career horizons at Ed Rempel & Associates by pursuing her CFP^®. Top on Harvinder’s list of job responsibilities is staying in touch with our clients. “If I could, I would spend all day with clients, on the phone or in person, helping them resolve their financial issues.

Quyen Vu, BAS, CFP^®
Financial Planner

Quyen joined the Team Rempel in 2008 following her graduation from York University with an Honours degree in Finance. She holds the Certified Financial Planner^® designation. Her technical expertise, particularly in taxation, ensures our clients receive prudent, quality financial planning advice. Quyen plays a very active role in dealing with clients: she participates in client meetings, she performs portfolio reviews and updates client plans, and she works alongside Ed to develop customized financial planning strategies.

Quyen takes great pride in her approach to planning which is based not just on facts and figures, but also with a focus on truly understanding and empathizing with our clients’ unique circumstances, concerns, and objectives.

Colin Barry, MBA, P.Eng, CSC
Financial Planner

Colin is the newest addition Team Rempel. Colin's business leadership experience and his passion for planning make him valuable addition to the team.

Colin's career began as an engineer at Bombardier after earning his Aerospace Engineering degree from Ryerson University in 1997. While working at Bombardier, Colin completed an MBA in 2002 at Schulich School of Business, York University. Colin joined Goodrich Landing Gear in 2004 where he led product development teams on large commercial aircraft and business jets. After 14 years in the aerospace industry, Colin had accomplished all his goals. With a strong desire to work in the community, he then took the opportunity to pursue a career in financial services. He is working towards his Financial Planner Certification and has completed the Canadian Securities Course.

A sense of community is important to Colin. After he and his family emigrated from Ireland to Canada in 1989, they settled in Mississauga and flourished in a new community. Colin is married and still lives in Mississauga, has two young children and loves to race his catamaran in Lake Ontario.

Colin's success is based upon creating a plan to achieve a specific goal, and working on a daily basis to accomplish it. At Ed Rempel and Associates, Colin works with clients to identify their goals, create their plan for success, and to provide clients with long-term support to ensure the plan is on track.

Jaya Rajan
Mortgages & Admin

Jaya tracks our clients’ mortgages and contacts them before they come due to help them make a smart mortgage decision. She is the cheery voice that often answers the phone, and she prepares and processes all our clients forms and transactions.

Having worked in the travel industry for more than 10 years, Jaya jumped at the chance to be a part of a financial services team. Her enthusiasm for financial knowledge began when she moved to Canada with her family and had to prepare and file their income tax returns. Searching for a trustworthy advisor lead Jaya and her family to Ed Rempel & Associates and they signed on as clients in 2005.

With encouragement from Ed and Ann, Jaya decided her true calling was in the financial services industry and joined the team in 2008. Jaya works in the Administration department. She loves all that the job entails – preparing client paper work, processing transactions and of course meeting clients.