Why Choose Team Rempel

Find out why a recent client satisfaction survey rated us 9.7 out of 10

• Our holistic advice encompasses all aspects of your financial life.

No Hidden Agenda

• No in-house investment products means no conflict of interest.
• This is our own practice. We’re not employees – we work for you.
• We have no sales people - only Financial Professionals.

Powerful, Unique Strategies

• Ed Rempel is considered the Smith Manoeuvre expert in the Toronto area evidenced by accolades in Frasier Smith’s book "The Smith Manoeuvre"
• The Smith Manoeuvre can be applied in various ways and is customized for your circumstances
• Our proprietary “Debt Miracle” process can help those who have a high debt load. Without changing your monthly payments your debt is restructured into a rapidly growing nest egg. This works for those with a reasonable income and some equity.
• Proprietary “Rempel Maximum” the maximum benefit you can get from the Smith Manoeuvre without any more cash flow.
• “Cash Dam” – Purely a tax strategy for those with a non-incorporated business or a rental property.
• Unique tax strategies specific to your tax bracket.
• Unique ways to use RRSP’s – calculating the "optimal" amount to contribute in many cases the maximum allowable is not optimal.
• Children – Alternative to RESP. Can be used for your children’s education but has flexibility to be used for other purposes if you prefer.
• Small Business Owner Strategies - Get more of your money out of the company, avoid paying CPP, split more income with family members.
• All strategies adhere to CRA guidelines - Ed Rempel is also a tax expert.
• Our team approach is unique – the whole team is responsible for your account.
• Talk to any team member about your account at any time.
• The team is a built-in succession plan ensuring continuity for you.
• We use the same investment strategies for ourselves as those recommended to clients.

Special Benefits

• We provide free personal tax preparation for qualified clients.
• We negotiate the best possible mortgage rates and terms for our clients. We always know the mortgage rates for all mortgages that work for the Smith Manoeuvre.

Personal Coaching for Clients: We Make It Easy

• Ours is a friendly, relaxed atmosphere where there is no pressure, no cost and no obligation.
• Take in one of our free educational seminars to get a feel for our methods.
• Meet our team and get to know us first.
• Ask question, see how we can help your parents and your children too.

Learn about our 5 step process to becoming a client